Using mortgage prepayment options can drastically reduce the total amount of money you spend on your mortgage – and shorten the time it takes to pay it down! If you follow these three steps, you can be mortgage free sooner than ever!
Read MoreYou have word from your agent letting you know you are pre-approved for a mortgage. This is an exciting time as you are well on your way to purchasing a new home. A preapproval is usually good for 60 to 120 days depending on the lender. If you do not purchase a home within this time frame, the lender may require you to get preapproved again. Therefore, it is important to continue the great behavior that got you the preapproval, in the first place. Below are eight tips to help keep your financial situation preapproval ready.
Read MoreAfter the holidays we all can relate to the dread of opening a credit card statement and wondering how long it will take you to pay off holiday debt.
Read MoreBudgeting for the holidays now may sound like a chore, but it is key to avoiding financial stress in January. Here is a guide to plan for the holiday season.
Read MoreMany Canadians think of retirement as a time filled with vacations, getaways to
Read MoreThere has been speculation that Canadian interest rates are not done rising yet – and some say they will keep rising until 2020.
Read MoreWith cannabis legalization in Canada coming into effect on October 17, 2018, many landlords are wondering about their rights as landlords and how the legalization will affect their rental property investments.
Read MoreGetting into home ownership has never been tougher than it is today. With the qualifying rate over 2% higher and with the additional stress tests, it’s no surprise anyone earning near minimum wage would feel that the idea of home ownership is impossible.
Read MoreWith mortgage guidelines getting stricter over the past year, it has opened a wave of interest for different types of mortgages – including what’s known as a reverse mortgage.
Read MoreWhen you are selling or buying a home, you inadvertently come across chattels in the purchase and sale agreement. Chattels can complicate a purchase or sale depending on the agreement and how it is set out by the REALTOR®.
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